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How do I connect my bank account?

Linking a bank account

Updated over 2 months ago

Overview

Connecting your bank account to Payova lets you move converted credit into your own account quickly and securely. Payova uses bank-level encryption and Open Banking technology. Your login credentials are never stored or visible to Payova.

Key Points

  • Linking a U.S. bank account is required for transfers and withdrawals.

  • Payova only receives read-only validation access during setup.

  • You remain in full control — no funds move without your authorization.


Step-by-Step: Connecting Your Bank Account

  1. Log In to Payova

    • Open the Payova app or website.

  2. Go to Wallet

    • Select Wallet → Add Bank Account.

  3. Select Your Bank

    • Choose your bank from the supported list, or search by name.

  4. Verify Securely

    • Enter your bank login through the secure Open Banking portal.

    • Some banks may send a one-time code (OTP) for confirmation.

  5. Confirm Account

    • Payova validates the account and displays it under Wallet → Linked Accounts.

    • You can now move funds into your bank account.


Policies & Restrictions

Allowed

  • Linking your own personal or business bank accounts.

  • Connecting multiple eligible U.S. bank accounts.

  • Removing or updating linked accounts at any time.

Prohibited

  • Linking accounts you do not own.

  • Attempting to bypass verification or fraud alerts.

  • Using unsupported international or prepaid accounts.


Security & Compliance

User Responsibilities

  • Only link accounts you personally own or are authorized to use.

  • Keep your bank login credentials private — Payova will never ask for them directly.

  • Respond promptly to bank alerts related to transfers.

Payova’s Practices

  • Uses tokenized Open Banking connections; Payova never stores raw credentials.

  • All connections are encrypted and logged for fraud monitoring.

  • Fully compliant with PCI DSS, AML/KYC, and U.S. banking regulations.


Compliance Statement

Bank account connections are subject to Payova’s Terms of Service, Privacy Policy, and your bank’s own authorization rules.


Need Help?

If you are unable to link your bank account, email [email protected] with your registered email and the bank name. Include any error messages so our team can assist.

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