How to Add Funds
Open the Payova App
First, you will need to add a card
If you have cards added then on the home page select "Transfer in"
Select Card to Charge & Enter Amount
Specify how much you want to add.
Payova will display all fees and delivery options upfront.
Confirm & Authenticate
Review the summary screen and agree to the Terms & Conditions
Authenticate with your PIN, Face ID, or fingerprint.
Hit "Submit Payment"
Funds will appear in your Payova Wallet once processed, this may take up to 48 business hours.
Policies & Restrictions
You must complete identity verification (KYC) before funding your wallet.
Payova supports U.S. residents with valid SSNs. ITINs are not accepted at this time.
Some funding types (e.g., gambling, unapproved crypto, debt repayment) are restricted due to card network rules.
Incorrect bank details may delay transfers, but Payova does not charge failed-funding fees.
Security
Bank-grade encryption secures all transfers.
Fraud Shield monitors unusual activity to keep your wallet safe.
Payova never stores your full card or bank credentials.
Example Use Cases
Using credit as working capital for your business.
Adding funds to cover upcoming rent or supplier payments.
Keeping cash ready in your Wallet for peer-to-peer transfers(coming soon).
Compliance Statement
All wallet activity is governed by Payova’s Terms of Service, User Agreement, Privacy Policy and applicable financial regulations.
To protect your funds and maintain regulatory compliance, Payova may request identity verification, review wallet transactions, or place temporary restrictions when required by law or security standards.
Need Help?
Email us at [email protected] using your registered email for wallet-related support.