Overview
Payova allows you to convert your available credit into cash instantly. While Payova does not impose strict platform-wide caps, your daily and monthly usage may be subject to issuer restrictions and network compliance rules. Exceeding these may trigger reviews or temporary holds by your bank.
Key Points:
Payova itself does not set hard limits.
Issuers may flag unusually large or frequent transactions.
Safe practice: Please reference the card policy specific to the card you are transacting with ( Amex, Chase, Truist, US Bank, Capital One, or Other Major Credit Card Issuers)
Daily/monthly Payova thresholds exist for fraud prevention and regulatory compliance.
How It Works
Connect eligible credit cards and your receiving bank account.
Payova lets you move up to your available credit line, subject to issuer approval.
Large, repetitive, or cash-like conversions (e.g., same-day cycling) may be blocked or delayed.
Policies
Issuer Triggers: Banks monitor spikes. For example, Chase may flag >90% utilization in under 7 days.
Payova Safeguards: Daily and monthly limits adjust dynamically to keep your account safe and compliant.
Network Rules: Visa, Mastercard, Amex prohibit debt repayment, gambling, or illegal activity.
Restrictions
No conversions above your available credit limit.
Sudden repeated full-limit cycles are discouraged.
Payova does not decide how your bank classifies transactions. Please check your cardholder agreement for details on fees or reclassifications
Compliance Statement
Card connections are governed by Payova’s Terms of Service, User Agreement, Privacy Policy, and your card issuer’s rules.
Need Help?
If your card fails to link, email [email protected] with your registered email and include any error messages so our team can assist.